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One of the most common challenges homeowners face is timing. You find the right next home, but your current home has not sold yet. The Windermere Bridge Loan is designed to solve this problem by giving you the flexibility to buy first and sell with confidence.
At Brenner Hill Real Estate, we help homeowners across Seattle, the Eastside, and Snohomish County use this program strategically to reduce stress and strengthen their buying position.
A Windermere Bridge Loan is a short term financing option that allows you to access equity from your current home so you can purchase your next home before your existing property sells.
- Make a strong, non contingent offer
- Avoid temporary housing or rushed decisions
- Sell your current home on a better timeline
- Compete more effectively in competitive markets
Why a Bridge Loan Strengthens Your Offer
When you use a bridge loan, you can submit a non contingent offer on your next home. This is one of the most powerful advantages in a competitive market.
Non contingent offers are more attractive to sellers because they reduce uncertainty and delays. You are not waiting for your home to sell before moving forward, which can be the difference between winning and losing the home you want.
Key Program Details
While each situation is reviewed individually, the Windermere Bridge Loan generally includes:
- Fast approval, often within a few days
- Combined total of your existing mortgage plus the bridge loan may not exceed 65 percent of your current home’s value
- Loan fee of one percent of the bridge loan amount, due at disbursement
- No required monthly payments before your home sells, unless you choose to make them
- Principal and interest are due when your home closes or six months after disbursement, whichever comes first
Our team works closely with you and your lender to confirm eligibility and ensure the numbers support your overall strategy.
How Brenner Hill Helps You Use a Bridge Loan Wisely
A bridge loan is not just a financing tool. It is part of a broader selling and buying strategy.
We help you:
- Evaluate whether a bridge loan makes sense for your goals
- Coordinate the timing of your purchase and sale
- Prepare your current home for maximum value and market appeal
- Align financing with pricing, marketing, and negotiation strategy
Many clients pair a bridge loan with preparation programs like Windermere Ready to create a smooth, high confidence transition.
Is a Bridge Loan Right for You?
Every homeowner’s situation is different. Some benefit most from selling first. Others need flexibility to buy and sell simultaneously. In many cases, the right solution is a combination of preparation, pricing, and smart financing.
If you are planning a move in the near future, a Windermere Bridge Loan may give you the control and confidence you need to move forward on your terms. Contact Brenner Hill today to see if a Bridge Loan is the right strategy for your next move and schedule your free consultation.
Windermere Bridge Loan FAQs
What is a Windermere Bridge Loan?
A Windermere Bridge Loan is a short term financing option that allows homeowners to use equity from their current home to purchase a new home before selling.
Who is a good candidate for a bridge loan?
Homeowners with significant equity who want to buy before selling and make a non contingent offer are often strong candidates. Each situation is reviewed individually.
How fast is the approval process?
Approval typically takes only a few days, making it a practical option when timing matters.
Do I need to make monthly payments on the bridge loan?
No payments are required before your home sells unless you choose to make them. The balance is due when your home closes or six months after disbursement, whichever comes first.
How much can I borrow with a bridge loan?
The combined total of your current mortgage and the bridge loan generally cannot exceed 65 percent of your home’s value.
What does the bridge loan cost?
The loan fee is one percent of the loan amount and is due upon disbursement.
Can I use a bridge loan with other selling strategies?
Yes. Many homeowners combine a bridge loan with home preparation and staging strategies to maximize sale price and reduce stress.
Talk With Brenner Hill About Your Options
To learn whether a Windermere Bridge Loan is a fit for your situation, connect with the Brenner Hill team for a personalized strategy conversation.
How Can We Help You?
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